The Pennsylvania Housing Finance Agency (PHFA or the Agency) offers home purchase loans with competitive interest rates and
fees to buyers with low to moderate income. Assistance loans are also available to eligible buyers for downpayment and
closing costs, as well as access modifications.
PHFA does work with the Section 8 Homeownership Voucher program, by allowing the voucher to be used as qualifying
income by the lender. Additionally, PHFA financing can often be combined with other funding programs including subsidized
purchases and closing cost and/or downpayment assistance offered by various local government and nonprofit organizations.