Rate Sheet for Lenders

The rates and terms below are in effect as of Thursday, June 20, 2013 at 5:29 AM.
The last interest rate update was made on 6/19/2013 4:05 PM ET .

Program Points Government Conventional
Delivery Period (days) 60 90 240 60 90 240
HFA Preferred Risk Sharing 0 - - - 4.750 % 4.875 % -
HFA Preferred Risk Sharing 1 - - - 4.625 % 4.750 % -
HFA PRS with Advantage 0 - - - 5.125 % 5.250 % -
HFA Preferred 0 - - - 4.375 % 4.500 % -
HFA Preferred 1 - - - 4.250 % 4.375 % -
HFA Preferred with Advantage 0 - - - 4.750 % 4.875 % -
Keystone Government Loan 0 4.250 % 4.375 % - - - -
Keystone Government Loan 1 4.000 % 4.125 % - - - -
Keystone Govt Loan with Advantage 0 4.750 % 4.875 % - - - -
Keystone Home Loan 0 3.750 % 3.750 % 5.000 % 3.750 % 3.750 % 5.000 %
Keystone Home Loan 1 - - 4.750 % - - 4.750 %
Keystone Home Loan with Advantage 0 3.750 % 3.750 % 5.000 % - - -
Homestead 1 - 3.750 % 5.000 % - 3.750 % 5.000 %
KHL Purchase Improvement 0 - - - - 5.000 % -
FHA / VA Streamline Refinance 0 4.250 % 4.375 % - - - -
FHA / VA Streamline Refinance Premium 0 4.500 % 4.625 % - - - -

Contact a Participating Lender for APR's.

An interest rate of one quarter percent (1/4%) lower than the qualifying program rate is available to borrowers if their employer is actively participating in the Agency's Employer Assisted Housing Initiative. The rate will be applied at the time of reservation when the Participating Employer is selected.

All the rates, fees, and terms on this site are for informational purposes for participating lenders only and are subject to change without notice. Lenders should consult the PHFA Sellers Guide for full program details and procedures.

Lenders may check the status of loans on the PHFA Pipeline Plus system. Loans in the "Incomplete Reservations" section of the online reservations system are subject to the applicable rate and fee(s) in effect at the time they are completed and fully reserved.

PHFA must receive a complete Purchase Submission Package from the participating lender on or before the lock expiration date. The 240-day delivery period is for construction/permanent only.

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