The Pennsylvania Housing Finance Agency (PHFA or the Agency) offers home purchase loans with competitive interest rates and fees to buyers with low to moderate income. Assistance loans are also available to eligible buyers for downpayment and closing costs, as well as access modifications. PHFA financing can often be combined with assistance programs offered by various local government and nonprofit organizations. Many such county assistance programs have already been approved to be used in conjunction with a PHFA home loan, and we are always happy to add others to the list.
PHFA also utilizes and administers a network of approved counseling agencies to provide services for its homeownership