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Welcome to PA Housing Finance Agency
Up to $10k for Repairs
You may qualify for up to $10,000 (1% APR) for home repairs with a HEELP loan.
Short on Cash?
Are you worried you can't pay your mortgage? Help is available. Act Now!
Borrow up to $25k
No income restrictions with a PENNVEST loan for sewer & septic repair or replacement.
Up to $6k in Assistance
You may qualify for up to $6,000 at 0% interest in downpayment & closing cost assistance to buy a home.
Dauphin County
Meet Laurie & her family. A PHFA repair loan helped in her time of need.
COVID Assistance
COVID related hardship? PAHAF has reopened and is accepting applications for the waitlist.
PHFA Video Clips
Homeownership
- A home of their own in Erie county
- A millennial on the move
- Doing This On Her Own
- Finding Her Happily Ever After
- Holly needed a home loan that would work with her budget
- Hometown Boy Makes Good
- Julie wanted a home that offered her boys stability
- Linda wanted her family to experience the benefits of homeownership
- Marcus and Michelle wanted a home for their young family
- Newlywed Couple Puts Down Roots in a Small Pennsylvania Town
- Owning a home has made all the difference
- PHFA helps long time renters become first time homeowners
- The Michaels family wanted a home in which to raise their children
Foreclosure Prevention
Housing Counseling
- Home Schooled
- Homebuyer counseling helped Ejetta on her path to homeownership
- Housing counselor Rita helped Katherine get a needed home loan modification
- Nikki has a passion for helping others through counseling
- Putting to good use what she learned
- Setting a good example in Fayette county
- She did her homework to become a homeowner
- When Regis lost his job as a chef, housing counseling helped him save his home
Rental Housing
- A Caring Heart
- Alfred wanted senior housing he could afford
- An affordable apartment turns hardship into happiness
- Feels like home in Carbon county
- Finding his way home
- Funding from PHFA helped provide rental housing that worked for lifelong friends Jane and Betty
- Nilda needed an apartment within her budget so she could continue to care for her adult daughter
- Yvonne wanted rental housing to enjoy her retirement and her grandchildren
Community Revitalization
- A community gets financial help to convert a historic building into a popular Civil War museum
- A Truly Super Supermarket
- An Opportunity To Do More
- Bakery Square in Pittsburgh makes the shift from bakery to high-tech office center
- Bringing a healing touch
- Harrisburg's Hamilton Health Center builds a new home to better support its mission
- Lifting up the community
- New ArtsQuest facility helps spur Bethlehem's renaissance