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Alerts & Notices (Alertas)
  • PHFA will be closed Monday, February 16, 2026.
  • All PHFA systems will be unavailable starting on February 22nd, 2026 from 5:00 am until 9:00 am for system maintenance. We apologize for the inconvenience.

Welcome to PA Housing Finance Agency

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Short on Cash?

Are you worried you can't pay your mortgage? There are options to help. Don't wait until it's too late.

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It's Tax Time!

Visit the Document Center on our borrower website to access your tax records.

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Repairs or Remodeling?

Do you own or are buying a home that needs some work? One of our repair assistance loans may be your answer.

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K-FLEX Loan

Our K-FLEX loan provides downpayment & closing cost assistance and home improvements & repairs.

PENNVEST Homeowner Septic Program

Sewer-Septic Help

Help is available for sewer & septic repair or replacement. Apply for assistance with our PENNVEST Program.

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Program Closed

PAHAF is no longer accepting applications. For more details visit PAHAF.org.